JM is the Financial Strategist for the Masses—guiding everyday professionals and driven entrepreneurs alike toward tax-efficient wealth strategies that build real, lasting legacy. With decades of experience as both a business owner and financial planner, JM bridges the gap between hustle and structure, showing clients how to make their money work smarter. Whether you’re scaling a business or just ready to take control of your financial future, JM delivers practical, accessible strategies rooted in protection, liquidity, and long-term growth. He’s not here to impress Wall Street—he’s here to empower your street.