Marcel Owen Alexander is a dedicated Financial Retirement Specialist and licensed life insurance agent operating in multiple states, with nearly two decades of experience in the financial services industry. As a Modern Wealth Architect, he not only focuses on empowering high-income entrepreneurs, but also honest, working class people to achieve secure retirements through tailored solutions like life insurance, indexed universal life insurance, and annuities, while considering the profound impacts of AI and disruptive technologies on jobs, economies, and personal finances. Having spent two years as a broker on Wall Street, Marcel adopts a holistic approach to financial planning, conducting thorough needs analyses and asking insightful questions to ensure personalized strategies that future-proof wealth against technological shifts. Driven by a passion to combat the alarming statistics of individuals unable to retire comfortably or forced to return to work, he blends his deep interest in economics and human behavior to create meaningful, adaptive outcomes.