Paul Ronhovde is a Senior Wealth Advisor at Wingate Wealth Consultants, bringing more than 30 years of experience helping individuals, families, and business owners build safer, more tax-efficient retirement plans. His work centers on providing “safe-money” strategies, retirement-income optimization, and tax-smart planning designed to protect clients from market volatility while improving long-term outcomes.

Paul specializes in Roth conversion planning, tax-free retirement strategies (TFRA), annuities, RMD reduction techniques, and Social Security optimization. He partners with organizations such as Annuity.org and Planswell to deliver comprehensive retirement forecasts, risk-reduction solutions, and education-based financial guidance.

Throughout his career, Paul has built a strong reputation for clear communication, analytical depth, and client advocacy. His approach is grounded in data-driven planning, side-by-side scenario comparisons, and a focus on preserving and distributing wealth efficiently—so clients can enjoy a more stable retirement income and leave a tax-optimized legacy for their heirs.

When he’s not working with clients, Paul enjoys tennis, golf, travel, and time with family. He brings the same dedication, discipline, and enthusiasm to his personal pursuits as he does to guiding clients toward a secure and confident retirement.